What Is Renters Insurance?

Life happens when you’re busy and if you rent a home, apartment, condo or any other living space, chances are you’ll want to make sure that you have renters insurance. Like a home insurance policy, renters insurance is a policy for those who rent to protect what they own from unforeseen circumstances like fires, floods and more. Usually a landlord or the owner of the building will have an insurance policy that only covers the building itself and not the property and personal belongings of their tenants.… Read More
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Simple Tips For Being Happier

Life is too short to be unhappy. Everyday is a gift because tomorrow is never promised. You never know what can happen, so in order to make the most of your life, you need to be happy. Being sad, stressed, anxious, worried or anything else will only make you have regrets in life and no one wants to live a life of regrets. Being happy doesn’t take much, either. It takes a few simple gestures to have a better outlook on life so that you can truly live a happier life.… Read More
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10 Best Museums In New York City

If you’re visiting New York City, you’ve probably made a list of things you’d like to see and do. But don’t forget to visit some of the city’s iconic museums that are also some of the best in the world! Here’s a list of the top museums to visit the next time you’re in the Big Apple:   MOMA The Museum of Modern Art (MoMA for short) is located in Midtown and Manhattan and it houses the world’s foremost collection of modern and contemporary art.… Read More
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4 Tricks For Living Longer

Everyone wishes the legend of the Fountain of Youth was real, but we all know there’s no turning back the time. We’re born and then eventually, we die (hopefully after living a long, full life). But although every mortal has a death sentence the moment they are born doesn’t mean you can do your all to live a longer life. If you’d like to see old age, here are some tricks for living longer: Eat healthy Believe it or not, but your diet can determine how long you live.… Read More
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It wasn’t St. Patrick’s Day but luck struck twice last Monday on Winloot as we had not one but two different Winloot Members match 10 out of 10 numbers in our Instant Win Bonus Game within hours of each on 11/9/15. WL_Winner Our first $5,000 winner of the day was Bob Lacy from the friendly town of Van Meter, IA.  In fact, when we wrote to Bob to make sure we had his address right, he wrote back to let us know not to worry too much  because as Bob said, with a population of 1,016, everyone in Van Meter knows each other.  Well, whether it was the post office or one of Bob’s terrific neighbors, as you can see below the check arrived and Bob was kind enough to send us a picture along with a note of gratitude from his wife who we’re told will be the beneficiary of a new winter coat.… Read More
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What is Debt Consolidation?

With people opting for different types of loans each day, it is tough to manage monthly payments. The situation gets more complicated when you have more than one credit card, because those payments are due each month as well. If you miss or are late on payments, it can adversely affect your credit score. It becomes problematic if you just clear minimum amounts, interest and financial charges are stacked over the debt. Consolidating them under one umbrella is the only feasible choice here.… Read More
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Do You Need Life Insurance?

All of us wish to live a long and happy life. But as nice as that sounds, reality can throw a huge zinger your way, especially when you least expect it. What happens to your loved ones when you are not here to protect them? In case you are the principal breadwinner, your family might have to face extreme financial hardships if something unwanted occurs. What is life insurance? Even though you wouldn’t like to imagine those scenarios, you should be practical and make suitable arrangements for a rainy day.… Read More
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How does Life Insurance Work?

Life insurance might sound simple but there are various terms and conditions associated with it, which is why you shouldn’t buy a policy at random, just because the premium is quite low, while the payout is extraordinarily high. Too-good-to-be-true policies always have a catch, and you wouldn’t want to find that it is useless after paying hard earned money. You should thoroughly comprehend how fast benefits are paid and the payout option that is the most feasible with your estate planning.… Read More
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Another $5,000 Instant Winner!

Congratulations to Sterling Chapman of Windsor Locks, Connecticut who was our latest $5,000 instant winner!  He joins Analyn Cruz of Los Angeles, California and Donald Cochran of Lawton, Oklahoma who were also recent $5,000 instant winners. Would you like to be our next instant winner?  Dozens of people are winning cash from this game every, single day and it is completely free to play.  All you have to do is be a member of Winloot which is free to join, enter at least ten lotto style sweepstakes games on the site and you will receive thirty chances to play our instant win game.… Read More
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Top Homeowner Loan Tools

How do you decide upon a certain loan amount for home loans? How can you compare & contrast between different types of loans? How will you compute upfront costs? These are important questions to consider before applying for loans – you should proceed in methodically, or else everything will go haywire. Here are a few tools and calculators that can help you out:   Amount to be borrowed This calculator gives you a clear insight as to how much you can borrow by considering parameters like number of borrowers, annual income before tax, miscellaneous income sources, household expenses, income from property rentals, and so on.… Read More
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